Split Payments

Split Payments allows you to automatically divide a single payment between multiple parties at the moment the transaction is processed.

This feature is ideal for businesses that operate marketplaces, partner networks, reseller models, or any scenario where funds must be shared with third parties.


How Split Payments work

  1. A customer completes a payment using a supported PayFast payment method

  2. The payment is processed into your main PayFast account

  3. The predetermined portion is instantly allocated to the secondary PayFast account

Funds are distributed automatically, eliminating the need for manual reconciliation or transfers.


Benefits of Split Payments

Supports platform-based business models
Ideal for marketplaces, aggregators, service platforms, and commission-based businesses.

Automated revenue distribution
Commission, referral fees, or partner payouts are handled instantly at the point of payment.

Flexible split configuration
Define how payments are divided using fixed amounts, percentages, or a combination of both.

Improved cash flow and reduced admin
Eliminate delays and manual processes associated with paying third parties.


Typical use cases

Split Payments is commonly used for:

  • Online marketplaces with multiple sellers

  • Affiliate or referral programmes

  • Franchise or reseller networks

  • Platforms charging listing or service fees

  • Membership or subscription platforms with revenue sharing


Customer experience

From the customer’s perspective, the payment process is seamless. They complete a single transaction while PayFast handles the distribution of funds behind the scenes.


Important considerations

  • All participating parties must have PayFast accounts

  • Split configuration must be defined in advance

  • Funds are distributed according to the specified split rules

  • Supported payment methods may apply


When to use Split Payments

Choose Split Payments if you:

  • Operate a platform that connects buyers and sellers

  • Need to distribute revenue automatically

  • Charge commissions or service fees per transaction

  • Want to reduce manual payout management

  • Support collaborative or multi-party business models


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